In 2025, FHA loan limits in Parsippany-Troy-Hills county, Morris, NJ are set at $822,375 for a single-family home, $1,053,000 for a two-unit property, $1,272,750 for three-unit buildings, and $1,581,750 for four-unit residences.
The maximum for conventional loans on a single-family home is $822,375, while for a two-unit home it's $1,053,000, $1,272,750 for a three-unit property, and $1,581,750 for four-unit buildings.
Use our FHA calculator to access today’s best FHA rates and determine the required downpayment, income, credit, reserves, and documents necessary for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with those from other loan programs. Compare conventional loans, jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® collects extensive data from thousands of lenders, quickly aligning it with your unique financial profile and needs.
For 2025, the Loan Limits Comparison Table in Parsippany-Troy-Hills county of Morris, NJ helps compare maximum amounts for FHA, conventional conforming, jumbo, USDA, VA, Non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for qualification checks like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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