In 2026, the FHA loan limits in Rockaway of Morris county, NJ, are set at $1,089,300 for single-family homes, $1,394,775 for duplexes, $1,685,850 for triplexes, and $2,095,200 for fourplexes.
The maximum loan for conventional loans on single-family residences is $1,089,300, with $1,394,775 for two-unit buildings, $1,685,850 for three-units, and $2,095,200 for four-units.
Utilize our FHA calculator to find today’s best FHA rates and determine the necessary down payment, income requirements, credit standing, reserves, and required documents to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with those from various loan programs. Investigate options across Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
By accessing data from thousands of lenders, Lendersa® offers quick, customized comparisons tailored to your financial needs and profile.
The Loan Limits Comparison Table for 2026 in Rockaway, within Morris, NJ, provides a guide to comparing the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualifications like income, reserves, and credit demands.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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