In the year 2026, the FHA loan limits in Dunellen County of Middlesex, NJ are defined as follows: $1,089,300 for single-family homes, $1,394,775 for properties with two units, $1,685,850 for three-unit buildings, and $2,095,200 for four-unit homes.
The maximum conventional loan amounts for a single-family residence are set at $1,089,300. Two-unit properties have a cap of $1,394,775, three units at $1,685,850, and $2,095,200 for buildings with four units.
Utilize our FHA calculator to explore today's ideal FHA rates and assess what’s required for downpayment, income, credit, reserves, and documentation for qualification purposes.
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The Lendersa® calculator provides the opportunity to compare FHA rates and terms with other available loan programs. Examine and contrast options such as Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA choices.
By leveraging comprehensive loan program data from thousands of lenders, Lendersa® provides quick comparisons tailored to your specific financial situation and needs.
Our Loan Limits Comparison Table for 2026 in Dunellen County, Middlesex, NJ allows the review of maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare requirements for qualification such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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