Within 2025, the FHA loan limits set for East-Freehold in Monmouth county, NJ, are established at $822,375 for single-family homes, $1,053,000 for homes with two units, $1,272,750 covering three-unit buildings, and $1,581,750 for properties with four units.
The upper loan amount on conventional loans for a single-family dwelling is $822,375. For properties with two, three, and four units, the limits are $1,053,000, $1,272,750, and $1,581,750 respectively.
Our FHA calculator is available to explore today’s premium FHA rates, also aiding in determining the needed downpayment, income, credit score requirements, reserves, and documentation necessary to qualify.
With the Lendersa® calculator, you have the ability to contrast FHA ratings and terms alongside various other loan platforms. These include Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, providing a comprehensive comparison platform.
The Lendersa® platform collects data from a multitude of lenders and swiftly aligns it with your unique financial profile and specific requirements.
Examine the Loan Limits Comparison Table for 2025 in East-Freehold across Monmouth, NJ. It provides a comparison of maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For insight into qualification requirements such as income, reserves, and credit situations, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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