In 2026, the FHA loan limits for Yorketown County of Monmouth, NJ are set at $1,089,300 for a single-family home. For two-unit buildings, the limit is $1,394,775; for three units, it's $1,685,850; and for four-unit constructions, the limit is $2,095,200.
The maximum amount for conventional loans on a single-family residence is $1,089,300. For two-unit properties, it is capped at $1,394,775, for three-unit dwellings, it's $1,685,850, and $2,095,200 for four units.
Our FHA calculator helps you check today's best FHA rates and determine the necessary downpayment, income, credit, reserves, and documentation required for qualification.
The Lendersa® calculator allows for easy comparison of FHA rates and terms with other loan programs. Evaluate options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.
By collecting loan program data from thousands of lenders, Lendersa® swiftly compares this against your unique financial profile to meet your needs.
The Loan Limits Comparison Table for 2026 in Yorketown County, Monmouth, NJ offers a comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Compare qualification requirements such as income, reserves, and credit by using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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