In 2025, for the county of Bergen, NJ, the FHA loan limits in Fair-Lawn are set at $822,375 for a single-family residence, $1,053,000 for homes with two units, $1,272,750 for buildings with three units, and $1,581,750 for four-unit structures.
The maximum amounts for conventional loans on single-family homes stand at $822,375, while for two-unit homes, it reaches $1,053,000, for three-unit dwellings, it is $1,272,750, and for four-unit properties, it’s $1,581,750.
Our FHA calculator can help you discover today's most favorable FHA rates and determine critical aspects like down payment, income, credit requirements, reserves, and necessary documentation to qualify.
The Lendersa® calculator lets you juxtapose FHA rates and terms with those of other loans. Examine and contrast an array of financial options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA alternatives.
By obtaining data from a vast network of lenders, Lendersa® provides rapid comparisons that are customized to your unique financial profile and needs.
The Loan Limits Comparison Table for 2025 in Fair-Lawn county of Bergen, NJ facilitates a side-by-side comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money offerings. To evaluate qualification standards such as income, reserves, and credit, make use of Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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