In 2026, the FHA loan limits in Franklin county of Warren, NJ are set at $472,030 for a single-family home. Two-unit properties have a limit of $604,400, for three units it's $730,525, and for four units, it reaches $907,900.
For conventional loans on a single-family residence, the highest amounts are $726,200. Two-unit homes can borrow up to $929,850, three units can reach $1,123,900, and four units are limited to $1,396,800.
Use our FHA calculator to see today’s optimal FHA rates and determine the downpayment, income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator allows for the comparison of FHA rates and terms with those of other loan programs. Explore and analyze options like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® collects extensive data from thousands of lenders and swiftly tailors the comparison to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Franklin county, Warren, NJ, presents FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximums. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate criteria like income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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