In 2026, the FHA loan limits in Bethlehem county of Hunterdon, NJ are set at $1,089,300 for a single-family home. For two-unit residences, the limit is $1,394,775, while three-unit homes have a cap of $1,685,850, and four-unit properties can reach up to $2,095,200.
The maximum amount for conventional loans on single-family homes is $1,089,300. Two units can borrow up to $1,394,775, three units $1,685,850, and for four units, the limit is $2,095,200.
Utilize our FHA calculator to discover today’s leading FHA rates and figure out the required downpayment, income levels, credit score, reserves, and necessary documentation for qualification.
With the Lendersa® calculator, you can compare FHA rates and terms with other loan program alternatives. Assess and explore options like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA loans.
Lendersa® pulls extensive loan data from thousands of lenders, allowing quick comparison aligned with your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Bethlehem county, Hunterdon, NJ, enables comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. For assessing qualification needs such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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