In 2026, the FHA loan limits in Heathcote County of Middlesex, NJ are set at $1,089,300 for a single-family home, $1,394,775 for two units, $1,685,850 for three units, and $2,095,200 for four units.
The maximum loan for conventional single-family residences is $1,089,300, with two-unit properties at $1,394,775, three units at $1,685,850, and four units capped at $2,095,200.
Use our FHA calculator to find today’s top FHA rates and figure out the downpayment, income, credit, reserves, and necessary documentation for qualification.
Using the Lendersa® calculator, you can compare FHA rates and terms with all other loan programs available. Evaluate and contrast Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® collects comprehensive loan data from thousands of lenders, offering swift comparisons tailored to your financial needs.
The Loan Limits Comparison Table for 2026 in Heathcote County, Middlesex, NJ, enables reviewing maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For assessing qualification such as income and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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