For the year 2026, the FHA loan limit in the county of South-Brunswick, within Middlesex, NJ, is $822,375 for a single-family home, rising to $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for four units.
Conventional loans, meanwhile, cap at $822,375 for a single-family home, $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for properties with four units.
Employ our FHA calculator to view the best FHA rates available today and determine the necessary down payment, income, credit, reserves, and documentation for qualification.
The Lendersa® calculator provides an avenue to compare FHA rates and terms alongside other loan programs, including conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® ensures quick comparison by gathering extensive loan program data from thousands of lenders and aligning it precisely with your financial profile.
In the Loan Limits Comparison Table for 2026 within the county of South-Brunswick, Middlesex, NJ, you can compare the peak loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification requirements like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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