In {CURRENT_YEAR}, FHA loan limits in Holiday-City-Berkeley county of Ocean, NJ are: {DETAILS_LOAN_LIMIT_FHA1} for a single-family home, {DETAILS_LOAN_LIMIT_FHA2} for 2-units, {DETAILS_LOAN_LIMIT_FHA3} for 3-units, and {DETAILS_LOAN_LIMIT_FHA4} for 4-units.
The maximum for conventional loans on a single-family home is {DETAILS_LOAN_LIMIT_CONVENTIONAL1}. For 2-units, it's {DETAILS_LOAN_LIMIT_CONVENTIONAL2}, for 3-units it's {DETAILS_LOAN_LIMIT_CONVENTIONAL3}, and for 4-units, it is {DETAILS_LOAN_LIMIT_CONVENTIONAL4}.
Use our FHA calculator to explore today's top FHA rates and determine the required downpayment, income, credit, reserves, and documentation needed to qualify.
The Lendersa® calculator helps compare FHA rates and terms with other loan programs. Consider Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® accumulates data from thousands of lenders, efficiently comparing it to your financial profile and requirements.
The Loan Limits Comparison Table for {CURRENT_YEAR} in Holiday-City-Berkeley county, Ocean, NJ allows comparisons for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for assessing qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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NMLS 1795154
