In 2025, FHA loan limits for Pine-Lake-Park county of Ocean, NJ are set at $822,375 for single-family homes, $1,053,000 for 2-units, $1,272,750 for 3-units, and $1,581,750 for 4-units.
The cap for conventional loans on a single-family home is $822,375, with $1,053,000 for two-units, $1,272,750 for tri-units, and $1,581,750 for four-units.
Utilize our FHA calculator to explore today’s leading FHA rates and see the down payment, income, credit, reserves, and documents needed to qualify.
Use the Lendersa® calculator to compare FHA rates & terms against those of other loan programs. Delve into and contrast Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® quickly evaluates loan program data from thousands of lenders tailored to your financial profile and needs.
Check the Loan Limits Comparison Table for 2025 in Pine-Lake-Park county of Ocean, NJ, contrasting FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To examine qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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