In 2026, the FHA loan limits in Iselin, within Middlesex county of NJ, are $1,089,300 for a single-family home, $1,394,775 for 2-unit properties, $1,685,850 for 3-units, and $2,095,200 for 4-units.
For conventional loans, the maximum allowed for a single-family residence is $1,089,300, with a limit of $1,394,775 for two units, $1,685,850 for three units, and $2,095,200 for four units.
Utilize our FHA calculator to find today's best FHA rates, identify the down payment needed, and evaluate income, credit, reserves, and necessary documents for qualification.
Lendersa® calculator lets you compare FHA rates and terms alongside all other loan programs. Dive into options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers loan data from a wide range of lenders, delivering rapid comparisons tailored to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Iselin, county of Middlesex, NJ, allows you to examine maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comparing qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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