In 2026, the FHA loan limit in Fords county, part of Middlesex, NJ, is set at $1,089,300 for a single-family home, $1,394,775 for homes with 2-units, $1,685,850 for those with 3-units, and $2,095,200 for 4-units.
The maximum conventional loan amount for a single-family home is $1,089,300; for 2-unit properties, it is $1,394,775; for 3-unit residences, it's $1,685,850; and for homes with 4-units, it's $2,095,200.
Utilize our FHA calculator to discover today’s most competitive FHA rates, along with the required downpayment, income, credit score, reserves, and necessary documentation to qualify.
The Lendersa® calculator helps you compare FHA rates and terms with those of other loan programs. Discover options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® accesses data from thousands of lenders, instantly comparing it with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Fords county of Middlesex, NJ offers a comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification needs like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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