2026 FHA (Government Loans) Limits for Keansburg, Monmouth County, New Jersey

In 2026, the FHA loan limits for Keansburg county in Monmouth, NJ, are set at $1,089,300 for single-family homes. For two-unit properties, the cap is $1,394,775, for three-unit homes, it's $1,685,850, and for four-unit residences, $2,095,200.

The maximum loan amounts for conventional loans on single-family homes are $1,089,300. For two-unit properties, the limit is $1,394,775, for three units, it is $1,685,850, and for four-unit residences, the maximum is $2,095,200.

Utilize our FHA calculator to unveil today’s top FHA rates and discern the downpayment, income, credit prerequisites, reserves, and documents needed for qualification.

Compare a wide range of loan offers from 100 lenders

Evaluate your loan choices in Keansburg, NJ

With the Lendersa® calculator, you can compare the rates and terms of FHA programs with those of other loan options. Dive deep into Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA.

Lendersa® collects comprehensive loan program data from thousands of lenders, processing and matching it efficiently with your financial profile and needs in seconds.

The Loan Limits Comparison Table for 2026 in Keansburg county of Monmouth, NJ, provides insight into maximum loan values across programs such as FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To evaluate qualification requirements including income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Keansburg county of Monmouth, NJ

SFR 2 Units 3 Units 4 Units
FHA $1,089,300 $1,394,775 $1,685,850 $2,095,200
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $1,089,300 $1,394,775 $1,685,850 $2,095,200
USDA $776,600 $776,600 $776,600 $776,600
VA $1,089,300 $1,394,775 $1,685,850 $2,095,200
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Keansburg FHA Lenders

  • Mortgage Plus Inc
  • 62 State Route 36 South, 2nd Floor, Keyport, NJ, 07735
  • Lends in New Jersey
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Greenway Mortgage Funding Corp
  • 107 Tindall Rd, Suite 14, Middletown, NJ, 07748
  • Lends in New Jersey
  • Greenway Mortgage is committed to transparency and open communications with its clients. We pride ourselves on speed, efficiency and providing a first-rate experience. Our loan officers are experienced, trusted professionals that are accessible and remain engaged throughout the loan process.

  • Two River Mortgage & Investment
  • 157 Broad Street, Suite 312, Red Bank, NJ, 7701
  • Lends in New Jersey
  • Two River Mortgage & Investment provides personal service to each and every client throughout the loan process. We assist you to structure the best program for your individual needs. This is why Two River Mortgage’s core business is generated by personal referrals and repeat business.

  • NAVESINK HOME LOANS LLC
  • 157 Broad Street, Suite 319, Red Bank, NJ, 7701
  • Lends in New Jersey
  • At Navesink Home Loans, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • TFS Mortgage Corporation Inc
  • 437 Newman Springs Road, Lincroft, NJ, 07738
  • Lends in New Jersey
  • TFS Mortgage Corporation, Inc. was formed in 1989 to serve the unique lending needs of Financial Advisors and their clients. TFS is currently licensed in Florida, New Jersey, New York, and Pennsylvania. We are acutely aware that each of our clients has very specific needs which we strive to address with a wide array of lending solutions.

  • BLUEROCK MORTGAGE, L.L.C.
  • 1120 Campus Drive W., MORGANVILLE, NJ, 7751
  • Lends in New Jersey
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to find and provide the right home loan for our clients while providing them with the lowest combination of interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Mortgage Now Inc.
  • 1161 Broad St #212, Shrewsbury, NJ, 07702
  • Lends in New Jersey
  • Mortgage Now Inc. , where we specialize in residential mortgages. At Mortgage Now Inc. , we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.

  • New Jersey Home Funding
  • 1405 Route 18 South, Old Bridge, NJ, 08857
  • Lends in New Jersey
  • Established in 1990 New Jersey Home Funding Group llc is one of New Jersey's longest standing independent mortgage lender. For 27 years and billions of dollars of residential mortgages originated over that time there has never been 1 single consumer complaint upheld by any regulatory agency. A record we are proud of!

  • Raritan Bay Federal Credit Union
  • 491 Raritan Street, Sayreville, NJ, 08872
  • Lends in New Jersey
  • Raritan Bay Federal Credit Union is a non-profit, community chartered financial institution that serves everyone who lives, works, worships, or attends school in Middlesex County. Raritan Bay Federal Credit Union was chartered in 1941, and is owned and operated by its members. We are dedicated to serve the financial needs of our members.

Also lends in New Jersey

  • Charles Martin Mortgage
  • 101 Tyrellan Avenue, Suite 220, Staten Island, NY, 10309
  • "At Charles Martin Mortgage our focus is providing our clients with the
    best possible terms on their mortgage and an overall customer
    experience that is unparalleled. As a company founded in late 2007 during the onset of the financial
    crisis, our culture as a company is one of perseverance."