In 2025, the FHA loan limits for Keansburg county in Monmouth, NJ, are set at $1,089,300 for single-family homes. For two-unit properties, the cap is $1,394,775, for three-unit homes, it's $1,685,850, and for four-unit residences, $2,095,200.
The maximum loan amounts for conventional loans on single-family homes are $1,089,300. For two-unit properties, the limit is $1,394,775, for three units, it is $1,685,850, and for four-unit residences, the maximum is $2,095,200.
Utilize our FHA calculator to unveil today’s top FHA rates and discern the downpayment, income, credit prerequisites, reserves, and documents needed for qualification.
With the Lendersa® calculator, you can compare the rates and terms of FHA programs with those of other loan options. Dive deep into Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA.
Lendersa® collects comprehensive loan program data from thousands of lenders, processing and matching it efficiently with your financial profile and needs in seconds.
The Loan Limits Comparison Table for 2025 in Keansburg county of Monmouth, NJ, provides insight into maximum loan values across programs such as FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To evaluate qualification requirements including income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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