For 2026, in Hazlet county within Monmouth, NJ, the FHA loan limits are set at $1,089,300 for a single-family home, $1,394,775 for 2-unit homes, $1,685,850 for 3-unit properties, and $2,095,200 for 4-units.
The highest loan amount allowed for conventional loans on a single-family residence is $1,089,300. For two-unit homes, the limit is $1,394,775, for three units it is $1,685,850, and for four units, the maximum is $2,095,200.
Utilize our FHA calculator to find today's best FHA rates and to determine necessary down payment, income, credit requirements, reserves, and documentation for qualification.
The Lendersa® calculator enables comparison of FHA rates and terms with those of other loan types. Examine options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® swiftly gathers data from thousands of lenders and aligns it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Hazlet, Monmouth, NJ lets you assess maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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