In {CURRENT_YEAR}, the FHA loan limits for Lakewood county within Ocean, NJ are {DETAILS_LOAN_LIMIT_FHA1} for a single-family home, {DETAILS_LOAN_LIMIT_FHA2} for two-unit residences, {DETAILS_LOAN_LIMIT_FHA3} for three units, and {DETAILS_LOAN_LIMIT_FHA4} for four-unit properties.
The maximum amounts for conventional loans on a single-family residence are {DETAILS_LOAN_LIMIT_CONVENTIONAL1}. For two units, it's {DETAILS_LOAN_LIMIT_CONVENTIONAL2}, for three units, it's {DETAILS_LOAN_LIMIT_CONVENTIONAL3}, and for four units, {DETAILS_LOAN_LIMIT_CONVENTIONAL4}.
Our FHA calculator can assist you in discovering today's best FHA rates and calculating the necessary downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator enables you to juxtapose FHA rates and terms with all other loan programs. Examine and assess conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money loans in comparison with FHA.
Lendersa® retrieves loan program data from thousands of lenders, rapidly comparing it to your particular financial profile and needs.
Check the Loan Limits Comparison Table for {CURRENT_YEAR} within Lakewood county, Ocean, NJ for comparisons across FHA, conventional conforming, jumbo, USDA, VA, Non-QM, super jumbo, reverse mortgage (HECM), and hard money loan maximum amounts. To evaluate qualification demands such as income, reserves, and credit, opt for the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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