In 2025, the FHA loan limit for Leisure-Village-East county within Ocean, NJ is specified as $822,375 for a single-family home, $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for four units.
Conventional loans for single-family residences have maximum amounts of $822,375. For two-unit properties, the cap is $1,053,000, for three-unit houses, it is $1,272,750, and for four units, it reaches $1,581,750.
To check today’s optimal FHA rates and find out the required downpayment, income criteria, credit conditions, reserves, and documents needed to qualify, use our FHA calculator.
With the Lendersa® calculator, compare FHA rates and terms against other loan programs. You can analyze Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Sourcing data from thousands of lenders, Lendersa® provides rapid comparisons tailored to your financial profile and needs.
The Loan Limits Comparison Table for 2025 in Leisure-Village-East, Ocean, NJ explains maximums for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Review qualification needs like income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
