For 2025, the FHA loan limits in the county of Ocean, NJ for Leisure-Village are set as follows: $822,375 for a single-family home, $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for four units.
The conventional loan caps are $822,375 for a single-family property, $1,053,000 for two-unit homes, $1,272,750 for three-unit properties, and $1,581,750 for four-unit residences.
Use our FHA calculator to check out today’s best FHA rates and find the requirements for downpayment, income, credit, reserves, and documentation needed for qualification.
The Lendersa® calculator empowers you to assess FHA rates and terms in comparison with various other loan program offerings. Delve into comparing Conventional loans, Jumbo packs, VA, USDA, Non-QM, alongside hard money loans with the FHA.
Lendersa® aggregates data from a multitude of lenders, delivering a rapid comparison tailored to your financial details and requirements.
For 2025, the Loan Limits Comparison Table in Leisure-Village, county of Ocean, NJ, presents the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To compare qualification necessities like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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