In 2026, the FHA loan limits for Lawrenceville county within Mercer, NJ are $472,030 for single-family homes. For two-unit properties, it is $604,400; for three units, it reaches $730,525, and for four units, the limit is $907,900.
The maximum amount for conventional loans on a single-family residence is $726,200. For two units, it is $929,850, while three-unit homes have a cap of $1,123,900, and four units are capped at $1,396,800.
Use our FHA calculator to find today’s top FHA rates and calculate the necessary downpayment, income, credit score, reserves, and documents for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those from other loan programs. Explore and compare Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA offerings.
Lendersa® gathers loan program data from thousands of lenders, providing rapid comparisons aligned with your distinct financial profile and needs.
The Loan Limits Comparison Table for 2026 in Lawrenceville county of Mercer, NJ, offers a detailed look at FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. Utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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