For the year 2026, the FHA loan limit established in Ewing county, Mercer, NJ includes: $472,030 for single-family residences, $604,400 for two-unit homes, $730,525 for three-unit properties, and $907,900 for four-unit houses.
When it comes to conventional loans, the highest amount for a single-family property stands at $726,200, with limits increasing to $929,850 for two-unit properties, $1,123,900 for three-unit homes, and $1,396,800 for those with four units.
Employ our FHA calculator to access today’s top FHA rates and calculate the necessary downpayment, income validation, credit requirements, reserves, and documents for eligibility.
Lendersa® provides a calculator that enables you to compare the rates and terms of FHA loans with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
By gathering data from thousands of lenders, Lendersa® offers quick comparisons of loan programs against your personal financial needs and profile.
The Loan Limits Comparison Table for 2026 in Ewing county, Mercer, NJ lets you compare maximum loan amounts for various types, like FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) when comparing qualification criteria such as income, reserves, and credit prerequisites.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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