As of 2025, the FHA loan limits in Lawrence, situated within Mercer county, NJ, are as follows: $472,030 for a single-family house, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit complexes.
The highest allowed loan amount for conventional loans on single-family properties is $726,200. For two-unit residences, it is $929,850, for three-unit homes, it's $1,123,900, and for four-unit buildings, the cap is $1,396,800.
Utilize our FHA calculator to find the best current FHA rates and determine essential aspects like down payments, income limits, credit scores, reserve funds, and the documentation necessary for eligibility.
The Lendersa® calculator empowers you to comparatively analyze FHA rates and terms alongside those of other loan programs. Dive into contrasting Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA.
Lendersa® aggregates data from numerous lenders, providing near-instantaneous comparisons tailored to your distinct financial profile and needs.
The Loan Limits Comparison Table for 2025 in Lawrence, county of Mercer, NJ, facilitates the assessment of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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