For the year 2025, the allowable FHA loan limit in Lyndhurst county, situated in Bergen, NJ, is $1,089,300 for a single-family home. For properties with two units, it's $1,394,775; for three, $1,685,850; and for four-unit buildings, $2,095,200.
Conventional loan maximums for a single-family residence are set at $1,089,300. For two-unit homes, the limit is $1,394,775; for a three-unit property, it's $1,685,850; and for four units, the limit reaches $2,095,200.
Use our FHA calculator to see today's ideal FHA rates and discover the down payment, income, credit requirements, reserves, and documents necessary to qualify.
The Lendersa® calculator allows you to contrast FHA rates and terms vs. those from other loan programs. Dig into options including Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® aggregates loan program data from thousands of lenders, offering swift comparisons to suit your personal financial scenario.
The Loan Limits Comparison Table for 2025 in Lyndhurst, nestled in Bergen county, NJ, enables comparisons of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. For insights into qualifying criteria like income, reserves, and credit, turn to the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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