In the year 2025, the FHA loan limits for Secaucus, within the county of Hudson, NJ, are as follows: $1,089,300 is the limit for a single-family home, $1,394,775 for homes with two units, $1,685,850 for three-unit properties, and $2,095,200 for those with four units.
Regarding conventional loans, the maximum allowed for a single-family residence is $1,089,300. For properties with two units, it's $1,394,775; for three units, it's $1,685,850; and for four units, it reaches $2,095,200.
Our FHA calculator is here to help you find the best FHA rates available today. It also aids in determining the down payment necessary, assessing income, credit scores, reserves, and compiling the requisite documents to qualify.
The Lendersa® calculator enables you to compare the rates and terms of FHA loans against those of various other lending programs. Explore comparisons with Conventional loans, including Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® quickly gathers data from thousands of lenders, facilitating rapid comparisons that match your unique financial profile and requirements.
The Loan Limits Comparison Table for 2025 in Secaucus, located in Hudson county of NJ, enables you to compare the maximum loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further analyze qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
