In 2025, the FHA loan limits in Middletown county of Monmouth, NJ are as follows: $1,089,300 for a single-family home, $1,394,775 for two-unit properties, $1,685,850 for three units, and $2,095,200 for four-unit homes.
The maximum loan amounts for conventional loans on a single-family home are $1,089,300. For two-unit homes, the limit is $1,394,775, for three-unit buildings it's $1,685,850, and for four-unit structures, it's $2,095,200.
Utilize our FHA calculator to discover today's best FHA rates and determine the necessary downpayment, income, credit, reserves, and required documents for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with various other loan programs. Examine options such as conventional loans, jumbo loans, VA loans, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® compiles detailed loan program data from thousands of lenders, quickly evaluating it against your unique financial profile and needs.
For 2025, the Loan Limits Comparison Table in Middletown county of Monmouth, NJ, compares maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, Non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to fully assess qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
