In 2025, the FHA loan limits for Rumson County of Monmouth, NJ are $1,089,300 for a single-family home, $1,394,775 for two-unit residences, $1,685,850 for three units, and $2,095,200 for four-unit buildings.
For conventional loans on a single-family home, the maximum is $1,089,300, with limits of $1,394,775 for two units, $1,685,850 for three units, and $2,095,200 for four units.
Use our FHA calculator to find today's best FHA rates and evaluate required downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator allows for direct comparison of FHA rates and terms against other loan programs. Explore options like Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA alternatives.
Lendersa® gathers extensive data from thousands of lenders to deliver relevant comparisons based on your financial profile and needs.
The Loan Limits Comparison Table for 2025 in Rumson County, Monmouth, NJ, facilitates comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. For qualification criteria like income and credit check, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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