As of 2026, FHA loan limits for National-Park county in Gloucester, NJ are set at $431,250 for a single-family home. For properties with two units, it is $552,050. For three units, the cap is $667,350, and for four units, the limit is $829,350.
The maximum amount for conventional loans on a single-family residence is $548,250. Two-unit homes can borrow up to $702,000, for three units, the maximum is $848,500, and for four-unit properties, it is $1,054,500.
Use our FHA calculator to explore today’s leading FHA rates and ascertain the necessary downpayment, income, credit requirements, reserves, and required documentation for qualification.
The Lendersa® calculator grants you the ability to compare FHA rates and terms with those offered by various other loan programs. Delve into options such as Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA opportunities.
Lendersa® collects extensive loan data from thousands of lenders, efficiently matching it with your personal financial profile and requirements.
The Loan Limits Comparison Table for 2026 in National-Park county, Gloucester, NJ, provides detailed insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification requirements like income, reserves, and credit conditions.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $431,250 | $552,050 | $667,350 | $829,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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