For the year 2025, the FHA loan limits in West-Deptford county within Gloucester, NJ, are set at $431,250 for single-family homes. Two-unit properties are limited to $552,050, three-unit residences are capped at $667,350, and four-unit buildings have a maximum of $829,350.
The maximum loan amount for conventional loans on a single-family residence is $548,250. For properties with two units, the loan limit is $702,000, for three-unit homes, $848,500, and for four-unit homes, $1,054,500.
Utilize our FHA calculator for current FHA best rates and to determine the necessary down payment, income requirements, credit, reserves, and documentation needed to qualify.
With the Lendersa® calculator, you can compare FHA rates and terms alongside other loan programs. Investigate options such as Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans in contrast with FHA offerings.
Lendersa® aggregates and analyzes loan program data swiftly from thousands of lenders, equipping you with comprehensive comparisons tailored to your financial profile and needs.
The Loan Limits Comparison Table for 2025 in West-Deptford, Gloucester county, NJ enables comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To understand qualification requirements including income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $431,250 | $552,050 | $667,350 | $829,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $345,000 | $345,000 | $345,000 | $345,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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