In 2025, the FHA loan limits for North-Haledon county in Passaic, NJ are set at $822,375 for a single-family home, $1,053,000 for a 2-unit property, $1,272,750 for a 3-unit building, and $1,581,750 for 4-units.
The maximum for conventional loans is $822,375 for a single-family residence, $1,053,000 for two-units, $1,272,750 for tri-units, and $1,581,750 for four-units.
Our FHA calculator can help you see today’s best FHA rates and figure out the necessary downpayment, income, credit, reserves, and documents for qualification.
With the Lendersa® calculator, compare the rates & terms of FHA loans with other programs. Consider Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® swiftly processes data from thousands of lenders, matching it directly with your unique financial profile and needs.
See the Loan Limits Comparison Table for 2025 in North-Haledon county of Passaic, NJ to compare FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. For qualification needs, such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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