In 2026, the FHA loan limits in Prospect-Park county of Passaic, NJ are $822,375 for a single-family house, $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for four-unit properties.
For conventional loans, the maximum amount available is $822,375 for a single-family home, $1,053,000 for two-unit residences, $1,272,750 for three-units, and $1,581,750 for four-unit complexes.
Use our FHA calculator to discover today’s optimal FHA rates and determine the necessary downpayment, income details, credit score, reserves, and documents needed for qualification.
Utilize Lendersa®'s calculator to compare FHA rates and terms with all other loan program rates and terms. Explore Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers comprehensive data from numerous lenders to quickly compare it based on your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Prospect-Park county of Passaic, NJ presents FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To evaluate qualification factors such as income, credits, and reserves, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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