During 2025, the FHA loan limits in Haledon county of Passaic, NJ are structured at $1,089,300 for a single-family home, $1,394,775 for two-unit residences, $1,685,850 for three-unit buildings, and $2,095,200 for properties with four units.
For conventional loans, the maximum permissible amount for a single-family home is $1,089,300, with $1,394,775 applicable to two-unit dwellings, $1,685,850 for accommodations with three units, and $2,095,200 for four-unit homes.
Utilize our FHA calculator to review today’s premium FHA rates and establish the necessary down payment, income criteria, credit qualifications, reserves, and documentation required for eligibility.
The Lendersa® calculator empowers you to match FHA rates and terms against those of other loan programs. Explore and contrast offerings such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® promptly collates loan program data from thousands of lenders, aligning it with your specific financial circumstances and requirements.
The Loan Limits Comparison Table for 2025 in Haledon county of Passaic, NJ facilitates a comparison of the maximum loan amounts available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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