In 2026, the FHA loan limit for Palisades-Park in Bergen, NJ, is set at $822,375 for single-family homes, $1,053,000 for 2-unit properties, $1,272,750 for 3-units, and $1,581,750 for 4-units.
The conventional loan upper limits for a single-family home is $822,375, $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for properties with four units.
Use our FHA calculator to access today’s prime FHA rates and ascertain the needed down payment, income, credit score, reserves, and documents for qualifying.
The Lendersa® calculator facilitates comparison of FHA rates and terms with those from other finance programs. Dive into comparisons of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA.
By sourcing data from a vast array of lenders, Lendersa® delivers instant comparisons tailored to your financial situation.
The Loan Limits Comparison Table for 2026 in Palisades-Park, Bergen, NJ, helps assess maximum amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification criteria like income, reserves, and credit, see the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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