In 2025, FHA loan limits within Cliffside-Park, located in Bergen, NJ, are set at $822,375 for a single-family home, $1,053,000 for two-unit properties, $1,272,750 for residences with three units, and $1,581,750 for four-unit buildings.
The maximum amounts for conventional loans on single-family residences are $822,375. For two-unit homes, the limit is $1,053,000, for three-unit buildings it's $1,272,750, and for four-unit dwellings, it's $1,581,750.
Utilize our FHA calculator to determine today's FHA best rates and assess key aspects like downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator lets you compare FHA rates and terms alongside various loan programs. Dive into comparisons of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA offerings.
With vast data from thousands of lenders, Lendersa® provides rapid, tailored comparisons to suit your unique financial profile and needs.
Our Loan Limits Comparison Table for 2025 in Cliffside-Park, county of Bergen, NJ, facilitates comparisons of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To review qualification criteria such as income, reserves, and credit, try the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $0 | $0 | $0 | $0 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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