In 2026, the FHA loan limits in Plainsboro, located within Middlesex County of NJ, are listed as follows: $1,089,300 for a single-family residence, $1,394,775 for duplexes, $1,685,850 for triplexes, and $2,095,200 for a four-plex.
For conventional loans, the utmost borrowable amounts are $1,089,300 for single-family homes, $1,394,775 for two units, $1,685,850 for three-unit structures, and $2,095,200 for four-unit buildings.
Our FHA calculator is designed to help you find the best FHA rates available today and assist in calculating the necessary down payment, Income, credit score, saved reserves, and required documents for qualification.
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With the Lendersa® calculator, you can evaluate FHAs and compare rates and terms across other loan products. Look into and contrast Conventional, Jumbo, VA, USDA, Non-Qm, as well as hard money loans alongside FHA options.
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Review our Loan Limits Table for 2026 in the Middlesex area of Plainsboro, NJ, comparing FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amount maximums. Employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comparisons on qualification criteria such as Income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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