In 2026, the FHA loan limits for Bloomingdale county, Passaic, NJ are defined as $1,089,300 for single-family homes, $1,394,775 for two-unit properties, $1,685,850 for three-unit buildings, and $2,095,200 for four-unit residences.
Maximum amounts for conventional loans on a single-family house reach $1,089,300, while two-unit dwellings allow for $1,394,775, three-unit accommodations reach $1,685,850, and four-unit setups allow $2,095,200.
Utilize our FHA calculator to find today’s ideal FHA rates and determine the required downpayment, income, credit, reserves, and documentation for eligibility.
The Lendersa® calculator lets you contrast FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, to ensure a comprehensive comparison.
Lendersa® quickly pulls loan program data from thousands of lenders and matches it to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Bloomingdale county of Passaic, NJ facilitates a comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To assess qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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