For the year 2026, the FHA loan limits in Pompton-Lakes county within Passaic, NJ, are as follows: $822,375 for a single-family home, $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for four units.
The cap for conventional loans on single-family houses is $822,375, while it's $1,053,000 for dual units, $1,272,750 for triple units, and $1,581,750 for properties with four units.
To find the best FHA rates today and determine eligibility factors such as downpayment, income, credit, reserves, and documentation required for qualifying, utilize our FHA calculator.
With Lendersa® calculator, you can compare the rates and terms of FHA loans against a variety of other financial products, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, thereby allowing comprehensive exploration and comparison.
Lendersa® collects extensive loan program data from a wide range of lenders and swiftly matches this information against your financial profile and needs in seconds.
For 2026, the Loan Limits Comparison Table in Pompton-Lakes county of Passaic, NJ provides a detailed examination of the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To analyze qualification needs such as income, reserves, and credit scores, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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