In 2026, FHA loan limits for White-Meadow-Lake county within Morris, NJ are as follows: $822,375 for a single-family home, $1,053,000 for two-unit residences, $1,272,750 for three units, and $1,581,750 for four units.
Conventional loans for single-family homes have maximum amounts of $822,375. For two-unit properties, it's $1,053,000, for three units $1,272,750, and for four units $1,581,750.
Use our FHA calculator to uncover today’s best FHA rates and understand the needed downpayment, income, credit, reserves, and documentation required to qualify.
The Lendersa® calculator facilitates comparison of FHA loans with different programs' rates and terms. Analyze and contrast options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA variants.
Lendersa® pulls comprehensive loan data from thousands of lenders, processing this information to match your unique financial profile rapidly and effectively.
The 2026 Loan Limits Comparison Table in White-Meadow-Lake county of Morris, NJ, provides a detailed view of maximum loan amounts, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualification requirements such as income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) proves instrumental.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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