For the year 2026, the FHA loan limits in the county of Morris, located in NJ, specifically in Roxbury, are set as follows: $1,089,300 for single-family homes, $1,394,775 for duplexes, $1,685,850 for triplexes, and $2,095,200 for four-unit properties.
As for conventional loans, the maximum lendable amount is $1,089,300 for a single-family dwelling, $1,394,775 for a two-unit property, $1,685,850 for a three-unit residence, and $2,095,200 for a four-unit structure.
Utilize our comprehensive FHA calculator to check the most competitive FHA interest rates today, alongside potential requirements such as down payments, income verification, credit evaluation, necessary financial reserves, and documentation for loan qualification.
The Lendersa® calculator assists you in evaluating FHA interest rates and terms against other available loan types. You can delve into comparisons of different loan categories such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates data from numerous lenders and rapidly compares them to your specific financial situation and requirements.
The Loan Limits Comparison Table for 2026 in Roxbury county of Morris, NJ allows for a comparison of maximum loan amounts across various loan types including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further compare qualifying factors like income requirements, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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