In 2026, the FHA loan limits for Mount-Arlington county in Morris, NJ are set at $822,375 for single-family homes, $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for properties with four units.
When it comes to conventional loans, the maximum amount for a single-family residence is $822,375, increasing to $1,053,000 for duplexes, $1,272,750 for triplexes, and maximized at $1,581,750 for four-unit properties.
Utilize our FHA calculator today to find the most favorable FHA rates and to discern the requisite downpayment, income verification, credit score, reserves, and necessary documentation for qualification.
The Lendersa® calculator allows you to assess FHA rates and terms in direct comparison with various other loan programs. Explore and contrast options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA offerings.
Lendersa® sources comprehensive loan program data from a multitude of lenders, enabling quick comparisons tailored to your specific financial situation and requirements.
Our Loan Limits Comparison Table for 2026 in Mount-Arlington county of Morris, NJ offers an analysis of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money programs. For assessment of qualification criteria like income, reserves, and credit worthiness, try the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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