In 2026, the FHA loan limits in Mine-Hill county of Morris, NJ are set as follows: $822,375 for a single-family home, $1,053,000 for properties with two units, $1,272,750 for those with three units, and $1,581,750 for four-unit properties.
The maximum loan amounts for conventional loans on single-family residences are $822,375. For two-unit homes, it's $1,053,000. Three-unit properties have a limit of $1,272,750, and four-unit residences can reach up to $1,581,750.
Use our FHA calculator to discover today’s best FHA rates and determine the necessary downpayment, income requirements, credit, reserves, and documents needed for qualification.
The Lendersa® calculator allows a comparison between FHA rates and terms and those of other loan programs. You can explore and evaluate options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® assembles loan data from thousands of lenders, efficiently aligning it with your financial profile and needs for rapid comparison.
The Loan Limits Comparison Table for 2026 in Mine-Hill county, Morris, NJ includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. The Lendersa® Super Loan Integrated Qualifier (SLIQ™) can be used to assess qualification benchmarks like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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