In 2025, the FHA loan limits in Mine-Hill county of Morris, NJ are set as follows: $822,375 for a single-family home, $1,053,000 for properties with two units, $1,272,750 for those with three units, and $1,581,750 for four-unit properties.
The maximum loan amounts for conventional loans on single-family residences are $822,375. For two-unit homes, it's $1,053,000. Three-unit properties have a limit of $1,272,750, and four-unit residences can reach up to $1,581,750.
Use our FHA calculator to discover today’s best FHA rates and determine the necessary downpayment, income requirements, credit, reserves, and documents needed for qualification.
The Lendersa® calculator allows a comparison between FHA rates and terms and those of other loan programs. You can explore and evaluate options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® assembles loan data from thousands of lenders, efficiently aligning it with your financial profile and needs for rapid comparison.
The Loan Limits Comparison Table for 2025 in Mine-Hill county, Morris, NJ includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. The Lendersa® Super Loan Integrated Qualifier (SLIQ™) can be used to assess qualification benchmarks like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
