For 2026 in Six-Mile-Run county, which is part of Somerset, NJ, the FHA loan limits stand at $822,375 for a single-family dwelling. If you are considering a 2-unit property, the limit is $1,053,000, $1,272,750 for a 3-unit, and, for 4-units, it is capped at $1,581,750.
When it comes to conventional loans, the highest amount available for a single-family residence is fixed at $822,375. For properties with 2 units, the maximum loan value is $1,053,000, going up to $1,272,750 for 3-unit properties, and topping off to $1,581,750 if you are dealing with 4-unit buildings.
Try our FHA calculator to find the best current FHA rates and to understand the necessary down payment, income qualifications, credit requirements, reserves needed, and documentation to qualify.
Check out and compare loan offers from a network of 100 lenders
The Lendersa® calculator provides a valuable tool to compare FHA loan rates and conditions against every other available lending program. Whether you're considering Conventional, Jumbo, VA, USDA, Non-QM, or hard money loans, this tool helps you explore and make direct comparisons.
By sourcing extensive loan program data from a wide array of lenders, Lendersa® rapidly aligns it with your specific financial circumstances and needs in mere seconds.
Evaluate the Loan Limits using our comprehensive Comparison Table for 2026 in Six-Mile-Run within Somerset county, NJ. This tool will help you to compare the loan boundaries of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money offerings. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to dive deep into specific qualification criteria including income, required reserves, and credit scores.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
Six-Mile-Run FHA Lenders |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
