In 2026, the FHA loan limits in Society-Hill county of Middlesex, NJ, are designated as $822,375 for a single-family home. Two-unit properties have a maximum limit of $1,053,000, three-unit homes reach $1,272,750, and four-unit residences max out at $1,581,750.
For conventional loans on single-family homes, the peak amount is $822,375. For two units, the ceiling is $1,053,000, three-unit properties are capped at $1,272,750, and for four units, it is $1,581,750.
Utilize our FHA calculator to uncover today’s best FHA rates and determine the downpayment, income, credit, reserves, and documentation needed for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with other available loan programs. You can explore and assess Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offers.
Lendersa® gathers extensive loan program data from thousands of lenders, providing swift comparisons against your distinct financial profile and needs.
The Loan Limits Comparison Table for 2026 in Society-Hill county, Middlesex, NJ, details maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To evaluate qualification needs like income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) proves useful.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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