In 2025, the FHA loan limit for Sparta county of Sussex, NJ, stands at $1,089,300 for a single-family home. The limits are $1,394,775 for 2-unit residences, $1,685,850 for 3-unit homes, and $2,095,200 for 4-unit buildings.
As for conventional loans, the highest amount available for a single-family home is $1,089,300. For 2-unit homes, it's $1,394,775; for 3-units, the maximum is $1,685,850; and for 4-units, it reaches $2,095,200.
Use our FHA calculator to uncover today’s top FHA rates. Assess required down payments, income, credit scores, reserves, and documents necessary for qualification.
Lendersa® calculator allows you to evaluate FHA rates and terms alongside those from other loan programs. Explore and compare Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans versus FHA options.
Lendersa® swiftly gathers data from thousands of lenders, comparing it to your unique financial profile and needs.
The Loan Limits Comparison Table for 2025 in Sparta, county of Sussex, NJ, helps you compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For specifics on qualification requirements like income, reserves, and credit, refer to the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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