In 2026, FHA loan limits for Hamburg county in Sussex, NJ, stand at $1,089,300 for a single-family home. For two-unit properties, it is $1,394,775, for three units $1,685,850, and for four units, the limit is $2,095,200.
The maximum loan amounts for conventional loans on a single-family home are $1,089,300. For two units, the cap is $1,394,775, for three units, it's $1,685,850, and for four units, the limit is $2,095,200.
Use our FHA calculator to find today’s best rates and determine the needed downpayment, income, credit, reserves, and documents to qualify.
The Lendersa® calculator enables comparison of FHA rates and terms with those of other loan programs. You can delve into options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® sources comprehensive data from thousands of lenders and quickly aligns it with your unique financial profile and needs.
In 2026, the Loan Limits Comparison Table for Hamburg county of Sussex, NJ, provides insights into maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification standards such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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