In 2026, the FHA loan limit in Woolwich county of Gloucester, NJ is set at $529,000 for a single-family home, while 2-units have a limit of $677,200, $818,600 for 3-units, and $1,017,300 for 4-units.
The highest loan amount for conventional loans on a single-family residence is $726,200; for 2-units it's $929,850, for 3-units $1,123,900, and for 4-units the limit is $1,396,800.
Use our FHA calculator to view today’s best FHA rates and to determine necessary downpayment, income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator helps compare FHA rates and terms with those from other loan programs. Examine options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® compiles data from thousands of lenders, efficiently matching it to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Woolwich county, Gloucester, NJ, helps compare loan maximums for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. For qualification criteria such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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