For 2025, the FHA loan ceilings in Gloucester county, located in Beckett, NJ, stand at $529,000 for single-family homes, $677,200 for duplexes, $818,600 for triplexes, and $1,017,300 for properties with four units.
The maximum allowable borrowing for conventional loans on a single-family home is $726,200. For two-, three-, and four-unit properties, the limits are $929,850, $1,123,900, and $1,396,800, respectively.
Utilize our FHA calculator to review current top FHA rates and assess the down payment, income, credit score, and reserve requirements as well as necessary documents needed for qualification.
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The Lendersa® calculator provides a resource for contrasting FHA rates and conditions against other loan options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects data from an array of lenders, quickly assessing it against your specified financial profile and unique needs.
Consult the Loan Limits Comparison Table for 2025 in Beckett, situated in Gloucester, NJ, for a comprehensive view on maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria like income, reserves, and credit requirements, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $529,000 | $677,200 | $818,600 | $1,017,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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