For 2026, FHA loan limits in Clearbrook-Park county of Middlesex in NJ are defined as $822,375 for a single-family home, $1,053,000 for properties with 2 units, $1,272,750 for 3-unit homes, and $1,581,750 for 4-unit dwellings.
The maximum allowable amount for conventional loans on single-family residences is $822,375. For 2-units, the cap is $1,053,000, while 3-units have a limit of $1,272,750, and 4-units are limited to $1,581,750.
With our FHA calculator handy, explore today’s FHA rates and determine the downpayment, income, credit, reserves, and necessary documents for qualification.
Lendersa® provides a calculator to compare FHA rates and terms with those of all other loan programs. Explore and contrast, for instance, Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside your FHA options.
Gathering loan data from thousands of lenders, Lendersa® quickly aligns it with your financial needs and profiles.
The Loan Limits Comparison Table for 2026 in Clearbrook-Park, part of Middlesex in NJ, compares maximum loan limits across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess requirements like income, reserves, and credit, use Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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