2025 FHA (Government Loans) Limits for Jamesburg, Middlesex County, New Jersey

For 2025, in Jamesburg, county of Middlesex, NJ, the FHA loan limits are $1,089,300 for a single-family home, $1,394,775 for 2-units, $1,685,850 for 3-units, and $2,095,200 for 4-units.

The highest loan amount for conventional loans on a single-family residence is $1,089,300, while for 2-units it's $1,394,775, 3-units $1,685,850, and 4-units $2,095,200.

Our FHA calculator will help you find today’s best FHA rates and determine the needed downpayment, income, credit score, reserves, and documentation for eligibility.

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Review your loan choices in Jamesburg, NJ

The Lendersa® calculator lets you compare FHA rates and terms alongside other loan types. You can explore options such as Conventional loans, Jumbo loans, VA, USDA, Non-Qm, and hard money loans combined with FHA.

Lendersa® swiftly aggregates data from thousands of lenders, comparing it to your specific financial profile.

Check the Loan Limits Comparison Table for 2025 in Jamesburg county of Middlesex, NJ, featuring maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification requirements like Income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Jamesburg county of Middlesex, NJ

SFR 2 Units 3 Units 4 Units
FHA $1,089,300 $1,394,775 $1,685,850 $2,095,200
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $1,089,300 $1,394,775 $1,685,850 $2,095,200
USDA $776,600 $776,600 $776,600 $776,600
VA $1,089,300 $1,394,775 $1,685,850 $2,095,200
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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  • 120 Passaic Ave, Fairfield, NJ, 07004
  • Kearny Bank, a New Jersey state-chartered stock savings bank, is headquartered in Fairfield, NJ. There are 54 retail locations in the metropolitan area and total assets top $6.5 billion. Kearny Bank provides comprehensive world-class banking services in a most professional manner. Personal or business, we want to be a true financial partner.
  • Lucid Mortgage
  • 277 Fairfield Road, Suite 103A, Fairfield, NJ, 07004
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • FORWARD MORTGAGE, L.L.C.
  • 277 Fairfield Road, Suite 105, Fairfield, NJ, 07004
  • "Forward Mortgage is a premier expert in residential home loans. You are about to discover valuable tips to help you make an informed decision about real estate and mortgage financing in New Jersey, Florida or North Carolina. We update our mortgage rates daily so are always able to see current interest rates."
  • HIGH QUALITY MORTGAGE, LLC
  • 271 Route 46 West Suite H202-203, Fairfield, NJ, 7004
  • High Quality Mortgage, is an independently owned mortgage brokerage firm, renowned for customer service and quality real estate programs. Our office family consists of qualified loan consultants and processing staff, and our lending portfolio represents one of the most comprehensive program collections in the United States.
  • CAPITAL FIRST MORTGAGE LLC
  • 277 Fairfield RD Suite 104, FAIRFIELD, NJ, 7004
  • Capital First Mortgage LLC is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We may collect personal identification information from Users in a variety of ways, including, but not limited to, when Users visit our site, register on the site, subscribe to the newsletter
  • Savings Home Mortgage Limited Liability Company
  • 22 Coates St, Suite 2C, Medford, NJ, 08055
  • Savings Home Mortgage LLC. was founded with the philosophy of low rates with great savings. Our goals are to provide mortgage consumers with low rates and fees while providing the most professional customer service. We utilize many lenders in order to offer you the most competitive rates and fees.
  • Medford Mortgage LLC
  • 32 S. Main Street, Medford, NJ, 8055
  • "Medford Mortgage was founded with the purpose of helping both existing and prospective homeowners receive the right mortgage. Our company MISSION is simple: Develop a low cost structure that enables us to consistently deliver industry leading rates to our target customers. Our comprehensive network of lenders allows us to find the loan progr
  • BETTERWAY MORTGAGE CO
  • 333 Route 46 W, Suite 201, Mountain Lakes, NJ, 7046
  • At BetterWay Mortgage Company, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism,
  • Homepath Lending llc
  • 227 Rt 206 N, Flanders, NJ, 7836
  • Our mission is to serve our customers with honesty integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • NJ Lenders Corporation
  • 219 Paterson Ave, Little Falls, NJ, 07424
  • We are a leading New Jersey and New York Mortgage Company that is privately owned and licensed as a residential mortgage banker. Founded in 1991, the company currently originates first and second mortgage loans in NJ, NY, CT, PA, VA, MD, and FL. With 7 offices and over $20 billion in closed mortgage loans, we know how to get the job done.
  • Lyons Mortgage Services, Inc.
  • 4802 25th Ave, Suite 303, Astoria, NY, 11103
  • Lyons Mortgage Services, Inc. is a retail lender/servicer, portfolio investor and an FHA approved institution which has been in business for over a decade. Lyons has built its business on sound, consistent risk management lending strategies - strategies that have fueled our growth and financial stability for the past decade.