FHA Loan Limits for Artesia, Eddy County, NM in 2025

For 2025, FHA loan limits in Artesia county within Eddy, NM, are set at $472,030 for a single-family home. For properties with 2-units, the cap is $604,400; for 3-units, it reaches $730,525; and for 4-units, it is $907,900.

Maximal loan amounts for conventional loans on a single-family residence are $726,200, with limits of $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to view today’s top FHA rates and clarify the necessary downpayment, income, credit, reserves, and required documents for qualification.

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Look at Your Loan Options in Artesia, NM

With the Lendersa® calculator, you can compare FHA rate & terms against all other loan programs. Explore options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® aggregates extensive loan data from numerous lenders and quickly matches it with your unique financial profile and needs.

The Loan Limits Comparison Table for 2025 in Artesia within Eddy, NM, provides a basis for comparing maximum loan limits across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To evaluate qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Artesia county of Eddy, NM

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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