For 2025, the FHA loan limits in the county of Lovington, Lea, NM, are as follows: single-family home limits are $472,030, for a two-unit property it's $604,400, for three units $730,525, and for a four-unit building, it is $907,900.
Meanwhile, conventional loan ceilings for a single-family properties are at $726,200, for duplexes $929,850, triplexes carry a limit of $1,123,900, and quadplexes are capped at $1,396,800.
Utilize our FHA calculator to access current top FHA rates and understand the down payment, income prerequisites, credit criteria, necessary reserves, and documents to become eligible.
The Lendersa® calculator equips you to juxtapose FHA rates and conditions with those of various loan programs. Thoroughly review and weigh options among Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA offerings.
Lendersa® aggregates loan program data from an extensive number of lenders and quickly evaluates your personalized financial situation and requirements.
Compare Loan Limits for 2025 in Lovington, Lea, NM among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum amounts. For a detailed comparison of qualification criteria like income, reserves, and creditworthiness, engage with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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